Nothing against our big banks (apart from the fees perhaps) but they seem to have a bit of a stranglehold on where we put our money in Australia.
Just when you think one comes along that offers great service they seem to be swallowed up by or ‘merge’ with another player. I understand the concept that the major banks have to grow profits to look after shareholders funds and consequently many people’s superannuation but it would be nice if someone gave them a little bit of a run for their money.
Kiwi Bank seems to have achieved this in New Zealand. Will probably never be a major player in banking but doing enough to keep everyone else honest.

